Showing posts with label Retirement. Show all posts
Showing posts with label Retirement. Show all posts

Thursday, December 31, 2009

Poisoned Relationship (2)

In the first post of this poisoned relationship topic, I’ve mentioned the first condition that can happen in an unhealthy relationship. Today I’ll step forward to the second condition. Remember again the big point: Stop Being a Victim! You must take the right step to get out of a poisoned relationship.


Second condition: “You all must be responsible for my happiness”
It’s a message that stated by a person that categorized as a ‘complainer’. Though it doesn’t straightly stated, this negative thinker often blames others; but rejecting to be responsible and do the self-change. They tend to generalize all cases as negative things.

Consorting with the complainer is so tiring; they suck your positive energy! Little problems can become big ones that he/she feels need to be complained. You, who listen to all complaints will feel ought to make this person happy, as the time goes by, every
time you hear the complaint, you will feel the increasing burden that you must receive.

The complainer may look weak, but like the intimidator at the first condition, this person has the power to manipulate other’s feeling. They use ‘their weakness’ to force others to do what they want and need.

How to face the complainer? Here is the practical guidance for you:

  • If the complainer always annoys you; stop being a victim by ignoring all complaints. Tell the complainer that the problem will be solved if he/she has a will to change.

  • Tell the complainer that happiness doesn’t depend on anybody. To be happy or not is her/his own choice.

  • Even though you feel sorry for him/her, ignore the complainer for awhile. Praise him/her if the complainer has tried to fix the condition by his/her own effort.

Rewrite source:Nirmala magazine and google
The picture is taken from positivesharing.com

Monday, November 23, 2009

Retirement Living: An Environment for Healthy Aging

As more of the population pushes the previous life-span boundaries, more and more of us become concerned with aging in such a way that we can maintain our quality of life. Of course, at the core of healthy aging is making good choices about eating right, maintaining a healthy body weight, and having regular medical checkups, but did you know that where you live can have a factor in your overall health as well?

In many of our neighbourhoods there are not readily available exercise facilities or social opportunities. This can make it difficult for retired people to maintain a previously healthy lifestyle. Keep in mind, a healthy lifestyle doesn't just include exercise, but also social connections and mental stimulation as well. All of these factors can be supported by a good retirement community.

Exercise helps keep as healthy as we age, even moderate exercise can help keep you more mobile and able to enjoy both daily life as well as special outings. Mental exercise is also an important factor to consider; the more mental stimulation we participate in, the sharper our minds remain. Mental exercise can be as simple as having regular trips to the library for reading materials, playing a game of bingo with friends, visiting a local museum, or connecting with friends and family. Both kinds of exercise also help keep our stress levels down as well. Prolonged stress can deteriorate most of the systems of the body and even affect your memory. Enjoying a relaxing living environment can be one way to help combat stress in your life.

A good retirement community can help you with all of these issues and more. It might include such simple elements as walking paths and close proximity to shopping, medical care, as well as entertainment such as a theatre. Some retirement communities have swimming pools or shuffleboard as well, giving you that holiday cruise feel!

Some aspects of healthy living, such as choosing whether or not to smoke, having regular medical checkups, and eating healthy are very personal decisions; while other aspects can be greatly influenced by the environment you live in. Whether choosing either a new residence for living in all year round, or just winter accommodations to help you escape a harsh climate, keep in mind what kind of environment would support you best in your retirement.

Thursday, November 19, 2009

Retired? Need Some Extra Cash?

Are you retired? Are you considering part-time work to make some extra cash? Have you ever considered the Internet as a means of making that extra cash? Questions, questions, questions! Well, here is an idea for you.

Technology has become much simpler over recent years. The learning curves are not as severe as they once were. The invention of the mouse and the Window's operating system has made operating a computer easier than ever. So, why not have a look at the Internet as a means of making money. With all the experience that a retired person possesses from years of employment and hobbies, this medium is definitely worth taking a look at. And, the great thing about working online is that you can work-at-home. No long commutes to work. No 9 to 5 either, your hours can be flexible so you can still enjoy your retirement. Plus, your online business can lead to that extra income you're looking for.

What would you need to get an online business started? There are no special skills required for this home-based-business. But, you would need the confidence that you can be successful with an online business regardless of your computer or Internet experience and skills. And that would be just basic computer and Internet knowledge. Surfing the Net, reading and sending emails, creating WebPages and uploading them, really are not that difficult to figure out. Most eight year olds can do it at a drop of a hat, it is that easy. Then of course you will need a computer and Internet service, but since you are reading this article you already have that.

Next is the question, "What kind of Internet business should I look at?" I am going to suggest eBay. eBay is an online auction community allowing its members the opportunity to both buy and sell items online. The eBay site is very easy to use. You won't even need any inventory to get you started! Why? Well, you know all that stuff around your home you've wanted to get rid of, sell it on eBay. That's right, sell it on eBay. You can clean out your closets, basement, or garage and make some extra cash at the same time. As well if you have a hobby making crafts, these items can be sold on eBay too.

Selling on eBay can be a most rewarding venture. Once you get your closets cleaned out ;-) you can then graduate to using Dropshippers, from there may be using Liquidators. As explained in my book "eBay Marketing Wholesale SourcePak" using Dropshippers is a smart way to get your Auction Business up and running, especially in the beginning as you won't have to invest in costly inventory. From there the sky is the limit, the products are endless. If you have something worth selling, you are bound to find someone on eBay who wants to buy it. So, if you are looking for some part-time work to make that extra cash. Work for yourself, have a look at eBay!

Friday, October 2, 2009

Retirement Living: An Environment for Healthy Aging

As more of the population pushes the previous life-span boundaries, more and more of us become concerned with aging in such a way that we can maintain our quality of life. Of course, at the core of healthy aging is making good choices about eating right, maintaining a healthy body weight, and having regular medical checkups, but did you know that where you live can have a factor in your overall health as well?

In many of our neighbourhoods there are not readily available exercise facilities or social opportunities. This can make it difficult for retired people to maintain a previously healthy lifestyle. Keep in mind, a healthy lifestyle doesn't just include exercise, but also social connections and mental stimulation as well. All of these factors can be supported by a good retirement community.

Exercise helps keep as healthy as we age, even moderate exercise can help keep you more mobile and able to enjoy both daily life as well as special outings. Mental exercise is also an important factor to consider; the more mental stimulation we participate in, the sharper our minds remain. Mental exercise can be as simple as having regular trips to the library for reading materials, playing a game of bingo with friends, visiting a local museum, or connecting with friends and family. Both kinds of exercise also help keep our stress levels down as well. Prolonged stress can deteriorate most of the systems of the body and even affect your memory. Enjoying a relaxing living environment can be one way to help combat stress in your life.

A good retirement community can help you with all of these issues and more. It might include such simple elements as walking paths and close proximity to shopping, medical care, as well as entertainment such as a theatre. Some retirement communities have swimming pools or shuffleboard as well, giving you that holiday cruise feel!

Some aspects of healthy living, such as choosing whether or not to smoke, having regular medical checkups, and eating healthy are very personal decisions; while other aspects can be greatly influenced by the environment you live in. Whether choosing either a new residence for living in all year round, or just winter accommodations to help you escape a harsh climate, keep in mind what kind of environment would support you best in your retirement.

by: Nelson Stewart

Planning a Successful Retirement

In these modern times, retirement no longer comes at the end of your life; most people who retire around age 65 often have decades of living left to do. In order to ensure that you enjoy your retirement years, you need to make some plans and keep a healthy frame of mind.

If you can keep a positive frame of mind regarding your retirement then it will be more enjoyable. If you think about it negatively then your enjoyment will be greatly reduced and it could affect your health as well. Consider your retirement as a time to learn new things, meet new people, and travel to new places.

One very good way to keep you feeling more positive about life and mentally exercised is to invest in relationships with family and friends. Many people find that during their work years they have a hard time finding all the time they'd like to spend nurturing their relationships.

Many individuals or couples who retire find that their homes are bigger than they require and may be expensive to up keep. Some people choose to relocate for the winter months if they live in a cold climate for health and comfort reasons. Many retirees living in northern climates find that spending the colder months in places like Arizona help them avoid some of the health problems associated with cold damp winters. Selling your home to buy a smaller one can also free up some equity to help finance a move or go on a trip.

Another important thing to keep in mind when you retire is that keeping mentally and physically fit will help you age in a healthier way than if you just relax your brain and your muscles all the time. Exercising your muscles and your brain on a regular basis can keep you from getting old before your time and can be fun as well!

To be able to keep yourself living in the way that you prefer it is vitally important to ensure that you have enough savings and investments to pay for your day to day living, any trips that you might want to take, and have some finances set aside for emergencies as well. It may be in your best interest to

Retirement can be the best time of your life if you approach it with the right frame of mind. Take the time to plan in advance what your basic costs might be as well as the additional costs for things you might like to do as well.

by: Nelson Stewart

Floating Retirement Homes

Imagine a floating retirement home that includes accommodations for two with ocean view, all meals, co-ownership in a cruise ship, a membership to a Golf and Country Club, monthly Bahamas cruise and annual cruise to the Caribbean. Sound too good to be true?

Now offered by Waterfront Lifestyles International, this is the latest concept for Florida's seniors. The retirement community is a luxury cruise ship, complete with dining room, cocktail lounges, night club, library/Internet cafe, spa, fitness room, cigar bar, shops, medical center, sun deck, hot tub, casino and shuffleboard. The ship is located in Cape Canaveral with proximity to Orlando and famous central Florida attractions including Disneyworld, Sea World, Universal Studios and the space launches.

Residents actually own a 1/100th share of the ship that includes stateroom for two, meals and use of ship facilities. Similar to a condo, they pay a maintenance fee proportionate to the size and cost of their stateroom (range from 125-330 square feet).

This fee goes toward the ship's operating expenses. Since you are not purchasing real estate, the sale will not be subject to property taxes, or closing fees. The members actually form a Homeowners Association to make decisions about the ship's maintenance and monitor fluctuation of monthly fees. The ship is currently referred to as "Alegria", but the Homeowners Association will have the final say in its name. Profit from the shops, bars, casino and spa go back into the maintenance fund to subsidize the operating budget.

Ship Amenities include:

- Weekly housekeeping

- 12 guest cabins available for free stays for friends and family (includes meals)

- Cashless Casino for recreation when ship is docked, but boosts up to authentic gaming casino when at sea.

- Access to ship laundry

- Shuttle bus for shopping, events and site seeing

- Staterooms have flat screen TV's, telephones, and high-speed internet access

- All rooms are outside units with large windows

- Monthly cruise to Bahamas and annual cruise to the Caribbean

- Membership to local Golf & Tennis Country Club

- Parking

- Storage facilities

Costs range from about $2500 to $5,500/month for two people including meals and weekly housekeeping. Actually pretty reasonable, when you consider the cost of a retirement home is usually much higher for one person. An average seniors home may be between $1,000 and $3,000/month for one person, or from $6,000 to $8,000 for upscale facilities.

Investors can even put off purchasing until they retire, and rent in the meantime. Residents are also permitted to rent out their staterooms, but only for a minimum one year lease.

After viewing their brochures, if you're still interested, leave a refundable $10,000 deposit to hold the stateroom that most interests you, and you can board the ship and view the facilities first hand. If it's not what you're looking for, the deposit is totally refundable.

Alegria the first cruise vessel being offered by Waterfront Lifestyles, but they hope to add additional ships in Tampa, Jacksonville, Palm Beach and Sarasota.

by: Jerry Clifford
 
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